Bryan L. Putnal

Bryan L. Putnal


Smith Hulsey & Busey

Recognized since 2009

Jacksonville, Florida

Practice Areas

Banking and Finance Law

Real Estate Law

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Bryan is the chair of the firm’s Real Estate Department and a member of the firm’s Board of Directors. He has more than 30 years of experience in commercial real estate law, with a focus on transactional finance, sales and acquisitions, leasing and title insurance.

Bryan advises purchasers and sellers in all phases of contract negotiations and due diligence for property acquisition, development and sale. His work includes §1031 exchanges and large acreage agricultural properties. As an investor and owner of commercial properties, Bryan understands the issues faced by owners and he often assists clients in developing and implementing strategic plans for their businesses.

He is experienced in both Florida and multi-state transactions, working with clients to achieve their global objectives. He often serves as a title agent for transactions and is an issuing agent for five national title insurance companies.

Bryan also represents financial institutions and borrowers to implement credit facilities for a wide range of projects, including automobile dealerships, medical practices, shopping centers, office buildings, residential subdivisions, multi-family properties, office parks, private schools and universities, marinas, hotel and golf course facilities, agricultural properties and amusement parks.

His representation of financial institutions includes loan acquisitions, asset dispositions, loan workouts and restructures, and deeds in lieu of foreclosure structured to reduce transaction costs and subsequent lender liability.

Bryan has been recognized for his legal expertise by Best Lawyers in America and Chambers USA. Bryan is an avid outdoorsman and works with a number of conservation and trade groups to improve the environment, including the Coastal Conservation Alliance, Florida Forestry Association, National Wild Turkey Federation and Florida Farm Bureau. He is married with three children and enjoys much of his free time on his legacy family farm in Mayo, Florida.

Representative Matters
  • Representation of a national bank in a series of rehabilitation and mini-permanent loans for Class B apartment complexes located in Florida and North Carolina exceeding $36 million.

  • Representation of national bank in series of loans to affiliated borrowers for the rehabilitation of apartment complexes, fractured condominiums and retail strip centers, exceeding $25 million.

  • Representation of national and community banks in foreclosing and restructuring real estate loans totaling in excess of $100 million, transactions include foreclosures, appointments of receiver, facilitating deeds in lieu of foreclosure and the sale of loans prior to, and during foreclosure.

  • Representation of automobile dealership holding company in the refinancing of its real estate loans for seven dealerships aggregating $44 million, floor plan lines of credit of $34 million, and construction financing of $8 million. Representation also included its automotive finance affiliate to restructure its $80 million revolving line of credit.

  • Representation of real estate developer and its affiliate to acquire 11,368 acres with a purchase price of $27.5 million, $13.5 million acquisition loan, with immediate sale of 1,800 acres for development as a solar farm for $18.5 million.

Location
  • One Independent Drive, Suite 3300
    Jacksonville, FL 32202
Education
  • University of Florida, J.D., graduated 1985

Smith Hulsey & Busey
Headquarters: Jacksonville, Florida

21 The Best Lawyers in America® awards

4 Best Lawyers: Ones to Watch® in America awards

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Recognized in The Best Lawyers in America® 2025 for work in:
  • Banking and Finance Law
  • Real Estate Law
Special Focus:
  • COVID-19

Publications

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