Lauren G. Raines

Lauren G. Raines


Bradley Arant Boult Cummings LLP

Recognized since 2021

Tampa, Florida

Practice Areas

Banking and Finance Law

Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law

Commercial Finance Law

Financial Services Regulation Law

Litigation - Banking and Finance

Litigation - Real Estate

Mortgage Banking Foreclosure Law

Real Estate Law

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Lauren Raines is a member of the Banking and Financial Services Practice Group and the Real Estate Practice Group. Lauren divides her time between transactional and litigation matters and regularly handles both commercial lending transactions and financial services litigation. This hybrid practice has allowed Lauren to better serve her transactional clients by advising them on the potential areas of conflict that could arise later in litigation, and to effectively advocate for her litigation clients due to her broad understanding of real estate principles.

On the litigation side, Lauren has successfully handled countless contested commercial and consumer mortgage foreclosure trials for banks and mortgage servicers across the state of Florida. Lauren also has experience handling lender liability claims, usury actions, lien priority claims, fraudulent transfer claims, and violations of federal and Florida consumer protection statutes. Lauren also regularly represents merchant cash advance companies in enforcement actions, bankruptcy litigation and defending against usury, RICO, preference and lien avoidance claims.

For her transactional clients, Lauren handles a wide variety of commercial lending transactions, including construction loans, loans secured by retail centers, industrial facilities and multi-family housing, and asset-based loans. Lauren also handles loan assumptions, defeasances, loan workouts, debt restructurings, forbearances and regularly advises clients on Florida documentary stamp tax issues related to complex lending transactions.

Location
  • Thousand & One
    1001 Water Street
    Suite 1000
    Tampa, FL 33602
Education
  • New York University, LL.M., graduated 2007
  • Yeshiva University, J.D., graduated 2004
  • University of Florida, B,A,, graduated 2001
Affiliations
  • After-School All-Stars, Tampa Bay Chapter - Board Member
  • American Bar Association - Member
  • Hillsborough County Bar Association - Real Property, Probate and Trust Section
  • Tampa Bay YMCA Central City - Board Member, 2011-2012
  • The Florida Bar - Real Property, Probate and Trust Section

Recognized in The Best Lawyers in America® 2025 for work in:
  • Banking and Finance Law
  • Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law
  • Commercial Finance Law
  • Financial Services Regulation Law
  • Litigation - Banking and Finance
  • Litigation - Real Estate
  • Mortgage Banking Foreclosure Law
  • Real Estate Law

Publications

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