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Terra L. Klinck is an experienced pension and benefits lawyer with Toronto-based firm, Brown Mills Klinck Prezioso LLP. Terra has over 25 years’ experience advising both provincially- and federally-regulated employers and plan administrators, primarily in the private sector, on all legal issues relating to defined benefit (DB) and defined contribution (DC) pension plans, including: governance, fiduciary responsibilities, plan administration and regulatory compliance, funding requirements, pension fund investment and surplus utilization. Terra has a wealth of experience advising private sector employers restructure their legacy DB pension arrangements, including investment restructuring and de-risking initiatives (e.g., buy-in and buy-out annuity purchases), plan mergers and plan wind-ups. Terra has extensive experience advising on pension and benefit matters in corporate transactions, including mergers and acquisitions, insolvencies and restructurings.

Contact & Links
Location
  • Richmond-Adelaide Centre
    130 Adelaide Street W., Suite 1005
    Toronto, ON M5H 3P5
    Canada
Education
  • University of Western Ontario, LL.B.
Bar Admissions
  • Ontario, 1997
Affiliations
  • Canadian Bar Association, Pension and Benefits Law Section - Executive Committee Member, Outreach Officer (2022-2023)
  • Osgoode Professional Development, Pension Law Certificate Program - Instructor (2018-2023)
  • Financial Services Regulatory Authority of Ontario, Standing Technical Advisory Committee for Defined Contribution Pension Plans - Member (2020-2023)
  • Ontario Bar Association, Pension and Benefits Law Section - Member, Previous Executive Committee Member

Recognized in The Best Lawyers in Canada 2025 for work in:
  • Employee Benefits Law
Awards:
  • Chambers Canada (2021-2025)
  • The Best Lawyers in Canada (2020-2025)
  • The Legal 500 Canada (2024, 2025)
  • Canadian Legal Lexpert Directory (2015-2018, 2020-2024)
  • Lexology Index: Labour, Employment & Benefits (2024)
  • Lexology Index: Canada (2019-2023)
  • Lexpert Zenith Award (2018)

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Publications

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