Find Lawyers in Birmingham, Alabama for Commercial Finance Law
Practice Area Overview
Representative clients may include state, regional, and national banks; asset-based lenders; leasing companies; commercial finance companies; syndicated lenders; mezzanine lenders; investment funds; finance companies; institutional lenders; sellers; buyers; suppliers; manufacturers; distributors; retailers; shareholders; and competing creditors.
Areas of focus for commercial finance attorneys may include:
- Equipment, inventory, and receivables financing
- Real estate secured loans
- Lease financing
- Structured and leveraged financing
- Subordinated and mezzanine debt
- Syndicated credits
- Workouts and debt restructuring
- Lien creation and perfection
- Subordination agreements
- Equity participations
- Senior secured credit financing
- Subordinated debt and other mezzanine financing
- Loan sales and participation
- Swaps and other derivative products
- Letters of credit and other credit and liquidity support devices
- Enforcement and collection actions
- Security agreements
- Project financing
- Acquisition and development loans
- Debtor-in-possession financing
- Construction loans
- Venture capital
- Mezzanine financing/bridge loans
- Bond financing
- Bridge loans
- Uniform Commercial Code (Article 9)
Julia Bernstein’s practice focuses on all aspects of the representation of lenders and borrowers in secured and unsecured transactions, finance transactions involving commercial real estate, corporate finance transactions and multi-state transactions. Julia frequently issues legal opinions in connection with multi-state projects and as local counsel for transactions originated outside of Alabama secured by real property located within the state.
Christopher P. (“Chris”) Couch advises banks and other financial institutions on regulatory and operational matters as well as on compliance with banking and lending laws, rules, and regulations. He counsels national, regional, and community banks with respect to deposit operations, payment systems, treasury management products, consumer regulatory regimes, and new services offerings, including electronic and mobile banking. Chris also represents financial institutions, finance co...
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