Find Lawyers in Birmingham, Alabama for Mortgage Banking Foreclosure Law
Practice Area Overview
In practice, mortgage banking foreclosure attorneys provide legal services to lender and servicing clients on a wide variety of issues encompassing real property law, civil litigation in state and federal courts, bankruptcy and administrative courts. Specific legal tasks include everything from title searches, loan closings, foreclosure processing, bankruptcy processing, litigation, as well as, practice in administrative courts and agencies in both state and federal courts.
Attorneys in this area may have general experience in real property, bankruptcy, and litigation, and can specialize in these fields, but must have the ability to work within all of these areas of practice. Attorneys in this practice area also must be well versed in federal laws and regulations, including but not limited to, the Fair Debt Collection Practices Act, the Service-member Civil Relief Act, and the Protecting Tenants at Foreclosure Act of 2009, as well as, GSE guidelines, CFPB regulations and mandates, and consumer initiated litigation arising out of mortgage loan transactions, and mortgage loan servicing activities. Attorneys also must be familiar with investor and agency regulations and guidelines and the applicable provisions of national settlements involving banks and servicers to both provide clients advice on these matters and to ensure timely compliance with regulations, statute, agency guidelines, and national settlement standards effectively.
Finally, with the advent of mandatory GSE review of the qualifications of law firms providing default legal services on GSE owned loans, it is imperative that a lawyer in this area of practice not only be able to demonstrate his competency as a lawyer, but also be able to prove, among other things, that his firm has adequate staff and attorney to file ratios, possesses suitable technology/software to accommodate legal functions and safeguard confidential information, is able to satisfy reporting requirements, has established internal quality control policies and is financially stable.
Chris Salyer Phil Heller Lauren Thurmond Hutchens Law Firm
Kris Cross is a shareholder in Dentons Sirote’s Birmingham, Alabama office, where she is a member of the Litigation practice group. With over 20 years of general litigation experience at Dentons Sirote, formerly Sirote & Permutt, PC, Kris focuses on defending insurance companies in the area of life, disability, and ERISA litigation. Her work for insurers has included not only benefits litigation but also defensive litigation where insureds claim fraud in the marketing and sale of in...
Jack Kubiszyn primarily focuses his practice on general real estate matters for national clients, while also representing developers, borrowers and lenders in commercial real estate loan transactions – including landlord and tenants in leasing matters. He actively represents regional clients in the acquiring and disposing of office buildings, retail shopping centers, and multi-family apartments, and his experience preserves his clients’ interests while helping them avoid the diffi...
Greer Mallette serves as managing partner and focuses his practice on real estate, construction, and business litigation matters. He advises small business owners regarding their rights, duties, and obligations, and has litigated claims of shareholder oppression, squeeze-outs, and breach of fiduciary duties. He works with banks, title companies and other property owners on matters related to commercial contracts, leases, loan closings and resolves real estate problems, such as title and bound...
For more than a decade, I have worked to understand how environmental law impacts my clients. Identifying problems is only a part of what I do; what I most enjoy, and what my clients value, is finding solutions. For me, practicing law is about helping real people and businesses to succeed in an increasingly competitive marketplace. My early career as a lawyer prepared me to provide effective, commonsense guidance. I have closed asset purchases, conducted corporate due diligence, and served as...
Dan Sparks is head of Christian & Small’s Creditor & Lender Rights Practice Group. He focuses his practice in the areas of bankruptcy and business litigation involving creditors’ rights, consumer finance, lender liability and injunctive relief. Dan represents commercial lenders, debt buyers, corporations, Trustees, individuals and other secured and unsecured creditors in all aspects of commercial litigation, loan workouts, loan restructuring, asset recovery, foreclosure an...
Jim Williams is a shareholder in Dentons Sirote’s Birmingham, Alabama office, where he is a member of the Litigation practice group, leads the Insurance Litigation team and previously served six years on the Firm’s Board of Directors/Executive Committee. Jim also chairs the Firm’s Recruitment Committee. Jim was born and raised in Birmingham. Now in his thirty-third year at Dentons Sirote, formerly Sirote & Permutt, PC, Jim handles civil litigation, with a particular focu...
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