Find Lawyers in Birmingham, Alabama for Financial Services Regulation Law
Practice Area Overview
Financial regulatory practices vary from firm to firm. Some law firms are limited to providing financial regulatory advice to a particular type of financial institution, such as a bank or insurance company. Others focus on bank mergers and acquisitions. Only a few have a full-scope practice consisting of financial regulatory and legislative advice; mergers and acquisitions when the target is a financial institution; capital markets transactions when the issuer is a financial institution; enforcement and other litigation when the defendant is a financial institution; and insolvency and restructuring when the insolvent party is a financial institution.
Financial regulatory and legislative advice consists of advising financial institutions on regulatory limitations and requirements related to their operations and strategy, including chartering and licensing, capital or liquidity requirements, restrictions on investments or activities, financial reporting, business conduct requirements, investor protection, consumer protection, transactions with affiliates, privacy, trading, hedging, and reporting financial crimes by customers or counterparties. It includes difficult statutory or regulatory interpretation where gaps or ambiguities in the law exist, commenting on proposed legislation or regulation, seeking clarification or regulatory changes, and advocating positions before regulatory agencies.
Mergers and acquisitions transactions consist of structuring and executing the purchase or sale of a financial institution, including obtaining all necessary regulatory approvals.
Capital markets transactions consist of structuring and executing the offer and sale of debt, equity, or hybrid securities, including compliance with any special disclosure requirements for financial institutions.
Enforcement and other litigation involve defending against an enforcement action by financial regulators, white-collar criminal defense, or otherwise defending financial institutions in litigation.
Insolvency and restructuring involves advising a financial institution, its creditors or a potential purchaser when the financial institution is in a troubled or failed condition and a regulatory agency is in charge of its reorganization or liquidation.
Wendell's practice focuses on representing financial institutions in government enforcement actions, regulatory compliance matters, internal audits, and real property controversies. Wendell’s litigation experience is broad, having represented clients in a wide variety of matters but with a particular focus in financial services, consumer finance, real property and construction litigation. In addition to litigation, his practice includes performing internal risk assessments and regulator...
Jason Bushby provides regulatory compliance, enforcement, and litigation assistance to a range of financial services clients across the country. On the compliance and enforcement side, Jason assists numerous clients as they bring their operations into compliance with various obligations imposed on them by the Consumer Financial Protection Bureau (CFPB), including the Mortgage Servicing Final Rules in Regulations X and Z and the TILA-RESPA Integrated Disclosure Rule. He also advises clients on...
Christopher P. (“Chris”) Couch advises banks and other financial institutions on regulatory and operational matters as well as on compliance with banking and lending laws, rules, and regulations. He counsels national, regional, and community banks with respect to deposit operations, payment systems, treasury management products, consumer regulatory regimes, and new services offerings, including electronic and mobile banking. Chris also represents financial institutions, finance co...
Carolyn Duncan’s practice is concentrated in securities issuance and compliance matters. Experienced in a wide variety of public and private securities work, she represents issuers, underwriters, and other parties in numerous facets of this area of law, including public and private offerings of securities, registration and continuous disclosure matters, proxy solicitations, tender offers, business combinations, restricted securities and transactions by corporate insiders. She represents...
Glenn is a native of Birmingham, Alabama, and a member of the firm's Bankruptcy, Restructuring and Distressed Investing Practice Group. He regularly represents creditors in out-of-court workouts, bankruptcy cases, and litigation. Glenn also has substantial experience in representing mortgage servicers and other financial institutions in mortgage-related litigation in bankruptcy courts. Glenn practiced at two large Birmingham firms in their bankruptcy and creditors’ rights areas before j...
Dan Hugunine is a shareholder in Dentons Sirote’s Birmingham, Alabama office, where he is a member of the Corporate practice group. Dan frequently represents clients in the preparation and negotiation of product and services agreements, vendor and procurement contracts, and software licensing agreements. In addition, Dan counsels clients in many aspects of the financial services industries, addressing federal and state banking regulation, securities regulation, broker-dealer and investm...
Robert practices in Financial Services Litigation with an emphasis in mortgage litigation and compliance and commercial/real estate litigation. He is a Certified Mortgage Banker (CMB) and is one of only a handful of attorneys in the nation who have achieved this status. His national practice focuses primarily on representing two specific industries: financial institutions and mortgage companies. Robert's representation of clients in the financial institutions and mortgage industry is both tri...
Charles Moore regularly represents financial institutions in a variety of matters. He has substantial experience in commercial finance, including mortgage warehouse lending, real estate finance, and bank holding company lending. Charles also commonly handles Change in Bank Control Act matters, Bank Holding Company Act matters, formation and capital raising activities of banks and bank holding companies, and other bank regulatory matters. Charles represents a number of Alabama-based community ...
Jamie Moore is a member of Bradley Arant Boult Cummings Insurance Group. Her practice is concentrated on insurance litigation, class action and general litigation. Jamie has defended life, health and disability insurers and annuity companies in complex litigation including policyholder disputes, agent cases, contract claims, and fraud, bad faith and other tort actions in federal and state courts nationwide. She has defended insurance companies in numerous class actions, and is actively involv...
Brad Neighbors is a partner in Bradley’s Banking and Financial Services Practice Group. He uses his experience in finance and law to counsel financial institutions in all aspects of the financial services industry, including regulatory compliance, vendor risk management, corporate governance, and M&A. His work also extends to representing insurance companies on regulatory and compliance matters. Brad serves a wide range of financial institution clients, from community banks to large...
Maurice L. Shevin is a shareholder in Dentons Sirote’s Birmingham, Alabama office. He is a member of the Federal Regulatory and Compliance practice group and leads the Dentons Sirote Federal Regulatory and Compliance team. In his practice, Maury serves as counsel for trade associations, financial institutions, and business clients, advising them on business and industry concerns. He advises numerous local, regional, and national real estate, finance, and consumer credit clients with res...
Michael Waters is a partner in the Corporate Practice Group. He focuses on issues facing banks, financial institutions, and other financial-services entities. Mike has practiced corporate and securities law, primarily in the financial institutions area, for more than 30 years. He routinely represents banks, bank holding companies, and other financial entities in acquisitions, capital raising transactions, SEC and shareholder issues, new bank formations, and board fiduciary duty issues. He has...
Aaron Chastain represents financial services institutions, healthcare companies, and other businesses in a broad range of litigation and compliance-related matters. Aaron has advised student loan and mortgage loan originators and servicers in complying with the complex universe of regulation and state lien laws, as well as in handling finance-related litigation, such as claims for violations of the Fair Debt Collection Practices Act (FDCPA), wrongful foreclosure, violations of the Truth in Le...
Anna Craft advises financial services companies on a variety of complex compliance and regulatory matters. Her practice has focused on the negotiation and implementation of consent judgments with various regulators and the proactive implementation of changes to business practices that are required as a result of new statutes and regulations. Anna uses her experience with and knowledge of the financial services industry to identify and mitigate risks that may arise in various business practice...
Lee Gilley represents financial institutions, including banks, mortgage companies, debt collectors, small dollar lenders, and payment systems providers (credit cards, debit cards, prepaid cards, mobile payments, etc.) in litigation and regulatory matters related to compliance with the Card Act, ECOA, EFTA, FCRA, FDCPA, GLBA, HPA, RESPA, TILA, TCPA, CFPB regulations, and numerous other state laws and regulations. Lee is a member of Bradley’s Banking and Financial Services Practice Group,...
Riley Key’s practice focuses on counseling financial services clients facing regulatory and enforcement challenges in the mortgage, auto finance, debt collection, small dollar lending, and payments (credit cards, debit cards, prepaid cards, mobile payments, and cryptocurrencies) industries. Riley is a member of Bradley’s Banking and Financial Services Practice Group and is also a member of the firm’s Auto Finance and Payments industry teams. Through his broad range of experi...
Jonathan Kolodziej represents all types of consumer financial service providers in regulatory compliance, examination and enforcement matters. Through this work, he has assisted bank and non-bank mortgage servicers, mortgage originators, debt collectors, depository institutions, credit card issuers, small dollar lenders, reverse mortgage companies, investment firms, and various industry trade associations. Jonathan’s regulatory compliance practice centers around helping clients ensure t...
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